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Short-Term Health Insurance
Easy to Apply
Applying for short-term health insurance coverage is simple. Short-term insurance enrollment form requires "yes" or "no" responses to only a few medical questions. Acceptance for coverage is assured as long as answers to the application's few health questions are "correct."
Low Cost
The cost of short-term health insurance is much less than the cost of permanent coverage. In addition, short-term health insurance can go into effect quickly:
Online Enrollment
Coverage can begin as soon as the day following your completing the online enrollment. We offer Plans from Assurant Health, Unicare, and Celtic. Click the companies logo's below for plan descriptions, rate quotes, and easy to use secure online applications. If you have questions please give us a call at 800-391-7469 and we will assist you in picking the right short term coverage for you and your family.
Click A Logo to Get a Quote and Apply Online
Who May Need Short-Term Health Insurance?
Short-term health insurance is an inexpensive and temporary (lasting 30 days - 365 days) health insurance plan designed for people who are between permanent health insurance plans:
- People between jobs.
- People waiting for their employer's group coverage to begin.
- A recent college graduate who has not yet obtained a job providing group health insurance.
- A temporary or seasonal employee.
- A dependent child who has become too old to be covered on his/her parent's health insurance plan.
- A lay off, striking or terminating employee.
Designed to Protect Against Large Medical Expense
The primary purpose of short-term health insurance is to provide protection in the event of catastrophic medical expense, such as occur with hospitalizations and surgeries. Short-term health insurance plans are not designed to provide the the generous "extras" provided by many permanent health insurance plans -- such as physician office visit co-pay benefits, prescription drug cards and coverage for routine medical examinations. Short-term coverage benefits are not payable until a covered person has fully satisfied the deductible, which range from $250 to $2500.
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